Which is the best bank loan?
Is it the best bank with many ATMs everywhere? Or is it the most interactive bank with the mobile branch or internet branch? A bank that does not charge a transaction fee when we make a transfer and EFT? Is it the best bank that quickly returns as it charges an annual account fee? In this article, we will talk about what banks are good and what is bad.
The reasons we mentioned above may be the factors you pay attention to when choosing your bank. Of course, each feature is more valuable than each other.
The fact that a bank is good depends on
Whether it is trying to provide the best service to its customers. Imagine that you cannot reach any customer representative in telephone banking, you are not in line or you cannot get rid of the answering machine. Or that there is not a single ATM that works nearby on the last payment day of your credit card. No, you wouldn’t want your ENT score to be damaged, right? Consider that the mobile branch application is constantly failing and closed and somehow the bank has not updated in response to this problem.
I am aware that when we ask which is the best bank, we are very obscure. The question of which is the best bank is a relative question and everyone will have a different answer. In our opinion, the best bank is your salary bank. Because your salary bank offers you the lowest loan interest rate set by the BRSA (Banks Supervision and Regulation Board). At the same time, it prevents spending such as transaction fee in remittance and EFT transactions, such as annual account operating fee, but small amounts that come together to make up large figures.
On the other hand, banks that have applications such as a mobile branch or an internet branch, which helps you to keep your money on your credit card or credit, without paying your bills and processing fees, without leaving your home at all, can also be life-saving. Every bank has a mobile branch, but not all of them have functionality. There are banks that provide online services as well as banks that support their customers in their branches.
Telephone banking is as valuable as online banking
Nowadays, it has become very difficult to connect with a customer representative compared to the past. The reason for this is that consumers want to reach customer representatives even in the slightest problem. Unfortunately, the fact that people who really need help cannot get help on the phone is one of the most incomplete aspects of banks. However, if you take out loans from banks and delay their payments, banks will call you as many times as you want.
The reason for this is the frequent and numerous audits carried out by the BRSA (Banks Supervision and Regulation Board). The problem with the BRSA 2000 crisis is that banks give loans to countless consumers regardless of their records and the high majority of these loans are not paid and the problem of bad loans does not recur. Therefore, the BRSA also banned all banks from exceeding certain interest rates for loans. If a bank is calling you about your frequently overdue loan, you can complain to the BRSA.
We tried to answer the question of which is the best bank for you
When you decide to take out a loan from banks, we direct you to our credit experts for the answer to the question of which is the best bank to take out a loan. Banks are the only institutions where we can meet our cash needs today.
However, when we do not choose the right bank, we may start to withdraw loans by making loans and have made the wrong investments. We guarantee that you will be happy to contact credit specialists when you find the right bank by looking at our previous experience. Thank you for choosing us, we wish you a nice future for our site guests.